For 2020, I plan on traveling a little more than I did in 2019. I started a new job in the middle of the year and that affected how much I could travel in 2019. I intentionally didn’t take any vacation over Christmas in order to have more days in the New Year. So far I have an idea of
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Don’t Forget to Activate Your Chase Freedom and Discover Bonus Categories
The bonus categories for the Chase Freedom and Discover It cards have been announced. The bonus categories for the Chase Freedom are Gas and Streaming services. The set of streaming services includes Netflix, Spotify and Hulu. The Discover categories are Restaurants and PayPal. The categories for both of these card are not very useful for me. All the streaming services
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Did Anyone Else get a Gift Card from AMEX?
Yesterday I got this letter from American Express. AMEX usually sends out a gifts or gift cards to those who hold an American Express Platinum card every 1-2 years. The gift cards are usually for high end or specialty retailers and the amounts range from $100 – $300. 2 years ago AMEX sent me a package of things from Boxed.
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Whats in my Wallet? (June 2019)
Every month I go through the credit cards that I’m currently carrying in my wallet. I’ll highlight the reason I’m carrying a particular card as well as any new card bonuses. Changes since last post : Applied for Fidelity® Rewards Visa Signature Applied for the American Express Gold Card Cancelled Altitude Reserve Downgraded American Express Everyday Preferred to the American
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My Membership Reward Points from EBates (Rakuten) Posted
I signed onto my American Express account the other day and saw that my MR points had posted. It’s not surprising that the points posted but when the points posted. Ebates sends cash back or points on a set schedule as noted above. The surprising thing for me is the points were sent 2 days earlier than listed on May
Read MoreEbates Just Became my Go To Shopping Portal
A couple of weeks ago Ebates introduced the ability to earn AMEX Membership Rewards instead of cashback. Here’s how it works. 1 cent equals 1 membership reward point. Membership rewards are not only valuable for transfers to Airline and Hotel loyalty programs but also from a cashback perspective. The Charles Schwab American Express Platinum currently allows you to transfer membership
Read MoreMy Rewards Strategy for 2019
I took an inventory of all the rewards currencies that I currently collect and decided I’m going to have to change my rewards strategy for this year. At the end of 2018 I had a large collection of Membership Rewards points, from the American Express Gold sign up bonus and the American Express Platinum 5x on airfare. I also had
Read MoreI Spend over $2000 in Annual Credit Card Fees But It’s OK
This past week I was doing some reconciliation of my expenses from my recent business trips and noticed that the annual fees on my Citi Prestige and US Bank Altitude Reserve came due. This got me thinking, how much am I actually spending on annual credit card fees? I currently hold six cards with annuals fees between $75 and $550.
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