Whats in my Wallet? (June 2019)
Every month I go through the credit cards that I’m currently carrying in my wallet. I’ll highlight the reason I’m carrying a particular card as well as any new card bonuses. Changes since last post :
- Applied for Fidelity® Rewards Visa Signature
- Applied for the American Express Gold Card
- Cancelled Altitude Reserve
- Downgraded American Express Everyday Preferred to the American Express Everyday
American Express Gold
- 4x on Grocery Stores
- 4x on Restaurants
- 3x on Airfare
Using this card for spend on restaurants.
Citi Prestige
- 5x on Airfare
- 5x on Restaurants
- 3x on Hotels
- 3x on Cruise Purchases
- 2x on Entertainment
Using this card for Lyft and Boxed as these benefits were recently added. Also using this card for the 4th night free benefit.
American Express Charles Schwab Platinum
- 5x on Airfare
- 5x on Pre-paid Hotels
I’m using this card primarily for AMEX Offers and spend on airfare. I also use this card for the Uber credit. Will need to use the Saks Fifth Avenue Credit before it expires.
Chase Freedom
- 5x on Grocery Stores
- 5x on Home Improvement Stores
The categories this quarter are Grocery Stores and Home Improvement as well as Chase Offers.
Chase Sapphire Reserve
- 3x on Travel
- 3x on Dining
I’ve been using this card for non-airfare travel and some spend on restaurants. Also using this card for Chase Offers.
Chase Freedom Unlimited
- 1.5x on all purchases
Using this card Chase Offers and some non-bonus spend.
Fidelity Rewards Visa Signature Card
- 2% Cash back on all purchases
Currently using this for non-bonus spend.
Cards I’ll use this month but not carrying everyday
Citi AAdvantage Executive World Elite
- 2x on American Airlines spend
Carrying this card for access to the Admirals Club and partner lounges. I only carry this card when I’m traveling
Alaska Airlines Visa Signature
- 3x on Alaska Airlines spend
I’m using this mainly for Bankamerideals.
American Express Everyday
- 2x points on US supermarkets on up to $6,000 per year
Mostly using this card for Amex offers.
Card Currently in the drawer (Not in Use):
American Express Hilton Honors Card
Product changed from the American Express Hilton Honors Surpass.
Capital One Quick Silver
American Express Blue Sky
Barclays Arrival
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Why am I using the both the AMEX Gold and Chase Sapphire Reserve for restaurant spend?
I need to diversify my points. I have way more Membership reward points that I do Ultimate rewards points at the moment.
What am I using the Fidelity Visa and Chase Freedom Unlimited for Everyday spend?
Again this is to diversify my points holding.
Feel free to comment if you have questions or comments.