Whats in my Wallet? (June 2019)

Every month I go through the credit cards that I’m currently carrying in my wallet. I’ll highlight the reason I’m carrying a particular card as well as any new card bonuses. Changes since last post :

  • Applied for Fidelity® Rewards Visa Signature
  • Applied for the American Express Gold Card
  • Cancelled Altitude Reserve
  • Downgraded American Express Everyday Preferred to the American Express Everyday

American Express Gold

  • 4x on Grocery Stores
  • 4x on Restaurants
  • 3x on Airfare

Using this card for spend on restaurants.

Citi Prestige

  • 5x on Airfare
  • 5x on Restaurants
  • 3x on Hotels
  • 3x on Cruise Purchases
  • 2x on Entertainment

Using this card for Lyft and Boxed as these benefits were recently added. Also using this card for the 4th night free benefit.

American Express Charles Schwab Platinum

  • 5x on Airfare
  • 5x on Pre-paid Hotels

I’m using this card primarily for AMEX Offers and spend on airfare. I also use this card for the Uber credit. Will need to use the Saks Fifth Avenue Credit before it expires.

Chase Freedom

  • 5x on Grocery Stores
  • 5x on Home Improvement Stores

The categories this quarter are Grocery Stores and Home Improvement as well as Chase Offers.

Chase Sapphire Reserve

  • 3x on Travel
  • 3x on Dining

I’ve been using this card for non-airfare travel and some spend on restaurants. Also using this card for Chase Offers.

Chase Freedom Unlimited

  • 1.5x on all purchases

Using this card Chase Offers and some non-bonus spend.

Fidelity Rewards Visa Signature Card

  • 2% Cash back on all purchases

Currently using this for non-bonus spend.

Cards I’ll use this month but not carrying everyday

Citi AAdvantage Executive World Elite

  • 2x on American Airlines spend

Carrying this card for access to the Admirals Club and partner lounges. I only carry this card when I’m traveling

Alaska Airlines Visa Signature

  • 3x on Alaska Airlines spend

I’m using this mainly for Bankamerideals.

American Express Everyday

  • 2x points on US supermarkets on up to $6,000 per year 

Mostly using this card for Amex offers.

Card Currently in the drawer (Not in Use):

American Express Hilton Honors Card

Product changed from the American Express Hilton Honors Surpass.

Capital One Quick Silver

American Express Blue Sky

Barclays Arrival

Discover It

Why am I using the both the AMEX Gold and Chase Sapphire Reserve for restaurant spend?

I need to diversify my points. I have way more Membership reward points that I do Ultimate rewards points at the moment.

What am I using the Fidelity Visa and Chase Freedom Unlimited for Everyday spend?

Again this is to diversify my points holding.

Feel free to comment if you have questions or comments.