Every month I go through the credit cards that I’m currently carrying in my wallet. I’ll highlight the reason I’m carrying a particular card as well as any new card bonuses . Without further ado here’s what in my wallet.
U.S. Bank Altitude Reserve
This has become my main card for everyday spend as I’m trying to reach the minimum spend to get the 50000 bonus points. I’m also getting 3x points on mobile wallet transactions (Apple pay, Android pay and Samsung Pay) and Travel.
This is the card I’m using for grocery and drug store purchases as it gives me 5x ultimate rewards points for those categories.
Chase Sapphire Reserve
This is the card I use for restaurant purchases as it give me 3x spend. I’ll go back to using this card for travel purchases after I meet the minimum spend on the Altitude Reserve.
American Express Everyday Preferred
This is the card I’m using for everything else. As of right now mostly small transactions are going on this card to meet the 30 transaction criteria to receive a 50% bonus on all points earned for the month. I get 3x membership reward points for spend at supermarkets and 2x membership rewards points for spend at Gas Stations.
I’m also using this card for Best Buy, Macy’s, Boxed.com and Whole Foods purchased as I get an additional membership reward point for each dollar spent through AMEX offers.
Cards I’ve used this month but not carrying everyday
Alaska Airlines Visa Signature
I’m using this mainly for Bankamerideals.
I used this to book the hotel for my trip to Munich using the 4th night free benefit. More on this in a future post.
Capital One Quick Silver
I’m using this card to pay for Spotify. Capital One currently has a promotion offering 50% of until April 2018.
Card Currently in the drawer (Not in Use):
American Express Hilton Honors Surpass Card
American Express Blue Sky
Chase Freedom Unlimited
Product Changed from Chase Sapphire Preferred